About This FREE! Funeral Cover Quote Service

Everybody needs funeral cover! We often hear young people ask why they need to get a funeral plan. Always remember that death can happen to anybody. Unfortunately everybody will die. We do not have a choice of how this will happen. Accidents happen all the time. In South Africa, the chance of dying an accidental death is fairly high. It does not matter if you are young or old. Once we become older, the risk for natural causes increases. Don’t wait until it’s too late. A decent burial costs a lot of money. If you do not have a funeral plan in place you might be at risk.

Funeral cover is an insurance policy that will make money available when an insured live is lost. You pay a small monthly premium each month. When a live is lost, you submit a claim. The amount paid is determined by you. The higher the amount of cover, the more it will cost. Most funeral plans have some form of extra benefits. The benefits are there to improve the product. Some of these benefits are free; others will be at an additional cost. For example, with an AVBOB policy, you receive free benefits of up to R16 000. This is over and above the cash payout.  A funeral plan will help take the stress out of planning a burial. Not having enough money in a time of need can be very difficult. You can include your direct and indirect family under your policy.

Not all providers have the same criteria. With most providers, you can cover you direct family. This means your spouse, children and parents. You can also usually cover around 6 – 9 extended family members. This includes grandparents, brothers, aunts, cousins, etc. AVBOB for example allows you to cover as many of your own children although you only pay for one. Assupol allows you to cover unlimited extended family members. Most funeral plans allow enough members to cover most of your dependents.

You determine the final cost! What we mean by this is you can chop and change the policy until you are happy with the cost. Each person on your policy will have their own cost. At the end, all the premiums are added to make a single premium. You can add or remove cover amounts to ensure it’s affordable. Some optional benefits will cost extra. This is however your choice. It’s important to keep in mind that the older a person is the more it will cost. We always suggest getting funeral cover rather sooner than later.

Signing up with our service is extremely easy! Firstly, look at some of the product on the website and get an idea of what you need. Alternatively, just complete a contact form and discuss the options with an agent. Once we receive your details, we try and phone you within an hour or so. We explain the product to you and help you structure the policy. You can tell us who you want to add and how much cover you need. Once you have your final quote, all we need is your approval. From there we will need basic documents and info. We do the rest for you. You don’t even have to leave your house to sign up.

The best way to compare funeral cover is to look at your needs first. Some customers prefer a cash only product, other a product that includes funeral services. At the end of the day, the entire product ranges we offer are fantastic. From here, you must figure out what you need and see what product fits the description best. For example a cash only product will give you more freedom. You can use multiple providers and shop around for the best deals. Cash with services product will be more convenient. You can get all the burial services like tombstone, coffin etc. form the same provider.

Absolutely Not! With a product like funeral cover, there is no medical information disclosed. This is because most trusted providers have a 6 month waiting period for natural causes. The reason why there is a waiting period is to prevent terminally ill people from taking out a policy at the last minute. The provider will give you the benefit of the doubt. In return, you have to wait 6 months before you can claim for death due to natural causes. Most providers do however cover accidental death from the very first premium. Some even pay double if you claim due to death as result of an accident.

Absolutely! As mentioned on our website, we do not send your personal information to any third party providers. When we receive your lead, it goes to our administration department where it is allocated to one of our 10 sales people. They give you a call using the basic information you provide on our contact form. They are well trained to make sure that they do not leave sensitive information laying around in the office. If you decide to sign up, our call centre is equipped to record all the recordings. The recordings are stored offline and in a secure online vault.

We have some good new! It does not cost you a penny extra to use our service. To explain in short, there are many companies who generate leads online and sell them to multiple service providers. This is not how our business operates. We are a registered award winning brokerage. This means that we do not sell leads to the providers we represent. We have the authority to sign you up with zero additional cost to you. Another advantage of this is that you will not receive multiple calls. Everybody hates getting calls from pushy sales people. Our agents are trained in all the products so you can discuss all your needs with the same person.